Jonathan is a Consulting Partner at EY, and also EY’s Insurance Leader for the MENA Region. In this role, he works with insurance companies across MENA on a wide range of subjects, including Strategy, M&A, IT Transformation, Digital Transformation, Data and AI, and Operational Efficiency.

Jonathan has 22 years experience of working in the insurance sector, as both a consultant and in industry roles. He started his career in the UK, where he spent 5 years in as an IT consultant for European insurance companies. After moving to the Middle East in 2008, he has worked as a consultant and in regional roles for both regional and multi-national insurance companies, most recently as Regional COO for one of the largest general insurers in the Middle East. In total, Jonathan has been with EY for 10 years, during which time he has worked extensively on projects for both multi-national and local insurers across the MENA region.

Jonathan is a regular speaker at insurance conferences and writer of articles and thought leadership on the MENA insurance sector.

Hassan Raza is Senior Manager Growth at Tree Digital Insurance Agency, where he leads AI-led growth and decision intelligence initiatives across pricing, portfolio performance, and customer journeys.

He works at the intersection of data, AI, and commercial strategy, helping insurance teams with insight-led decision making. His experience spans growth analytics, pricing intelligence, experimentation frameworks, and AI-assisted operational use cases like Claims AI.