Renjit Philip is a Partner for the MEA region for a boutique consulting firm specializing in M&A, Startup funding, and Advisory. Firm: Start2Scale Highlights:

• MBA from Indian Institute of Management, Bangalore. Executive Education from the Wharton School of Management.
• 22+ years in Capital Markets/ Retail Finance / Payments and Insurance.
• Startup and corporate experience in retail finance, payments, insurance, and technology consulting. Global work experience: USA, India, APAC & MENA region.
• Experienced in managing revenue-generating (USD 65 Million+) and functional roles.Startup and scale-up experience in successful business units and products
• Ex-founder: AI Health Insurtech Startup in the US. Currently advising Startups in the US, India, KSA & UAE. Investor: Early Stage to Series A
• Mentor/session leader at Accelerators: Founder Institute (GCC Silicon Valley)| NSRCEL, IIMB, Bangalore| Loyal VC, Canada | Flat6Labs, KSA
• Startup Advisory Experience in inclusive finance, Fintech, Insurtech, Web3, Cleantech, HealthTech, and eCommerce 2.0 startups
• Thought Leadership
• Newsletter on AI:
  www.onemorethinginai.com
• Insurtech Podcast Host:
  www.FSBrew.com
• Blog:
  www.renjitphilip.com

Vidya is an award- winning Marketing Leader and Founder with expertise in digital transformation, CX and go-to-market strategies. She has a successful track record of growing topline, directing strategy & advising clients within the insurance sector in the UAE and wider GCC.

She is also the Co-Founder and co-host of FS Brew podcast, region’s only podcast focusing on insurance-based topics, trends and news analysis.

She is currently developing a slick insurance product targeted towards the Gen Z and the millennials audiences.

Mohammed Ali Londe is an Vice President – Analyst within Moody’s Insurance Group, based in Dubai. He is responsible for Moody’s insurance ratings in the Middle East. Prior to joining Moody’s in 2013, Mohammed worked in the Planning and Performance Management department of Zurich International Middle East. Mohammed’s past experience also includes working with Chartis Middle East (AIG) and as an auditor within the insurance department of Deloitte Bermuda where along with performing numerous insurance and reinsurance audits, he was seconded to work with Endurance Specialty Insurance Ltd.

Khalid started his career in Insurance with AIG as a Personal Lines Portfolio Analyst for the MENA region. Thereafter, he joined Arab Loss Adjusters Group as an Operations Manager and Loss Adjuster, primarily responsible with the expansion strategy that encompassed 7 new geographical territories spanning across the MENA region and thereafter the Far East.

Throughout his tenure, he developed his claim handling capability across the various disciplines including but not limited to Property, Financial Lines, Crisis Management, Speciality classes of business.

Currently, Khalid assumes the role of Group CEO at ALA Group, overseeing the Group’s overall strategy as the entity transitions into the second cycle including adopting technological transformation, introducing parallel classes of business whilst ensuring core Property and Casualty classes of business remain at the forefront.

Khalid continues to pursue professional qualifications through the Institutes of America, the Australian Institute of Loss Adjusters and is a member of the International Institute of Loss Adjusters.

Frederik Bisbjerg is a highly respected international C-level executive with expertise in digital transformation and business model innovation in the insurance industry. He’s Deputy Chief Executive Officer with eData Information Management, an AI and data-based company providing data information solutions to the insurance industry, focusing on tangible profitability improvements He further holds the position of Head of MENA and Digital Transformation specialist with the Digital Insurer. At The Digital Insurer, he is a founding member of the world’s first mini-MBA in Digital Insurance, where he lectures on the topics of Strategy and Transformation, Big Data, and Best Practice Tech Architectures. He has been CEO of Al Wathba Insurance, Chief Transformation Officer with AXA Global Healthcare, and Senior Vice President of Digital Transformation & Innovation at Daman National Health Insurance Company, one of the largest insurers in the GCC countries, where he led the company’s digital transformation initiatives, establishing a 'digital-first' flexible and resilient insurance company. He served as Executive Vice President for Qatar Insurance Group (QIC), the largest composite insurer in the MENA region and one of the largest insurers in Asia. Frederik possesses strong business acumen and is recognized for his ability to build businesses and forge new, often previously unseen, alliances between business partners for mutual benefits; a skill refined and honed through many years of working internationally for a top-tier management consulting firm. He’s the author of "Insurance_Next", a practical guide on how to transform an incumbent insurer into a flexible, agile, and resilient insurance company, ready for the New Normal following the COVID-19 outbreak.

Driven by the desire to restore insurance to its original purpose of providing mutual aid for those who need it most, but can afford it least, Michele founded Democrance in 2015.

Prior to that, Michele worked in strategy and distribution at global insurance powerhouses AXA and MetLife in France, Egypt and the UAE. He is a frequent speaker at microinsurance, entrepreneurship and social innovation events, as well as a frequent contributor to publications in the Middle East and wider region.

On top of his position as CEO of Democrance, Michele sits on the Board of Directors of the Microinsurance Network, a non-profit member association of microinsurance experts, including donor organizations, multilateral agencies, insurance and social protection providers, policymakers and academics.

Italian by birth, Michele holds a Master in Management / Grande Ecole from ESCP Europe in Paris and MSc in Economics from Turin University. He is also a graduate of Carlos III University in Madrid and City University in London